Kirkpatrick and Associates is a consumer bankruptcy practice.  We focus exclusively on exercising the rights of debtors in Chapter 7 and Chapter 13 bankruptcy to obtain debt relief.

We represent only debtors in bankruptcy court and are familiar with all of the legal options available to discharge your debt.  We understand your position and have successfully represented thousands of debtors in similar situations to financial freedom.

Your relationship with Kirkpatrick and Associates will begin with a free consultation with an attorney to discuss all of your options and help you to determine which is the best for your unique situation.  We will answer your questions and ensure that you are informed about how the law can enable you to overcome your debt.

If you decide to retain Kirkpatrick and Associates, you will know your rights and what is expected of you.  Your attorney will generally be able to tell you the date that you are eligible to file for court protection and exactly what it will take to achieve it.  We will also answer your creditor calls; in fact, we will request that you tell all of your creditors that you have an attorney and to call us instead.

Whether it's a foreclosure, repossession, lawsuit or just another day full of unwanted calls, Kirkpatrick and Associates will enable you to obtain a fresh start.