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Tim Kirkpatrick's picture
Submitted by Admin on Thu, 07/08/2010 - 12:32pm

I recently met with a lady who owns a home in New Orleans that was set to go through sheriff sale the following day. Within the same day, we were able to file a chapter 13 reorganization bankruptcy that forced the mortgage company to stop the sheriff sale. This allowed our client to resume making regular monthly mortgage payments and make a small bankruptcy court payment to catch up her mortgage arrearages over a five-year period.

Tim Kirkpatrick's picture
Submitted by Admin on Thu, 07/08/2010 - 12:50pm

Many people assume that once a garnishment has started, there is nothing they can do to stop it. Using bankruptcy law (chapter 13 and chapter 7), we can stop just about any type of garnishment, except current domestic support obligations. We recently met with a young lady from Gretna, Louisiana whose, paycheck had been garnished by a credit card collection agency for the last three months.