Late 30s male with two children who resides in New Orleans, Louisiana came in in order to find out what bankruptcy related options may be available to help him save his 18 Wheeler that he uses as his sole means of income. In addition to the 18 Wheeler he has some federal and state tax liabilities along with several thousand dollars of credit card debt. Because he is behind on his 18 Wheeler, the filing of a chapter 7 would in all likelihood result in the loss of the 18 Wheeler back to the creditor. Plan of action is to file a chapter 13 bankruptcy through which he will reorganize the entire amount owed on the 18 Wheeler while also restructuring his federal and state tax liability and pay back the credit card debt at pennies on the dollar. By following this path, he will be making a single monthly payment to the United States chapter 13 trustee who will in turn disperse those funds to the lien holder on the truck, the IRS and the Louisiana Department of revenue. At the successful conclusion of the case, the truck will be paid for, the tax debts will have been satisfied and any unpaid balances on the credit cards will be washed off.
The attorneys and lawyers at the bankruptcy law firm of Kirkpatrick and Associates have helped good people through bad times in Southeast Louisiana since 1999. The parishes we serve are Orleans, Jefferson, Assumption, Lafourche, Plaquemines, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Tammany, Tangipahoa, Terrebonne and Washington. So whether you live in New Orleans, Metairie, Gretna, Avondale, Chalmette, Belle Chasse, Slidell, Covington, Mandeville, LaPlace, Houma, Thibodaux, Luling, Ponchatoula, Hammond, Amite, Kentwood, Franklinton or Bogalusa, our bankruptcy lawyers and attorneys are here to help.