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Tim Kirkpatrick's picture

Many people assume that once a garnishment has started, there is nothing they can do to stop it. Using bankruptcy law (chapter 13 and chapter 7) we can stop just about any type of garnishment, except current domestic support obligations. We recently met with a young lady from Gretna, Louisiana whose paycheck had been garnished by a credit card collection agency for the last three months.

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Tim Kirkpatrick's picture

I recently met with a lady who owns a home in New Orleans that was set to go through sheriff sale the following day. Within the same day, we were able to file a Chapter 13 reorganization bankruptcy that forced the mortgage company to stop the sheriff sale that allowed our client to resume making regular monthly mortgage payments and make a small Bankruptcy Court payment to catch up her mortgage arrearages over a five-year period.

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acao's picture

During these most uncertain times, many hard-working Americans are finding themselves overwhelmed by financial problems. It can happen to even the best of people, no matter what tax bracket they may qualify for. If these circumstances do happen to you or anyone you know, it is very important that all options of relief are considered. However, most are finding that filing for Chapter 7 bankruptcy is the best alternative for financial relief.